Yes. Due to the significant difficulty in extinguishing lithium battery fires, insurance companies typically charge 20%-40% higher rates for comprehensive coverage on used EVs compared to ICE vehicles. Additionally, the absolute deductible for minor scratches on the body will also be increased accordingly.

The "usage type" section on the vehicle registration certificate has legal validity. Any vehicle that changes from "commercial" to "non-commercial" has a usage intensity far exceeding that of personal vehicles, and we will label these prominently. Such vehicles are usually cheaper but have more severe mechanical wear.

Yes, but it will be downgraded. For vehicles that are out of warranty and have no claims records, we will require a more in-depth physical inspection and clearly label the details page as "Data Unavailable" to ensure transparency about the risks. These vehicles typically have a higher price discount.