Yes. Due to the significant difficulty in extinguishing lithium battery fires, insurance companies typically charge 20%-40% higher rates for comprehensive coverage on used EVs compared to ICE vehicles. Additionally, the absolute deductible for minor scratches on the body will also be increased accordingly.

Based on practical risk assessment, we strongly recommend setting aside 3% to 5% of the car price as a buffer fund for even the highest-rated used cars, to cover oil changes, new tires, minor shipping scratches, and local inspection labor costs.

Parts availability depends on the brand's official presence in your market, but even unsupported brands can be maintained through direct ordering. Check three channels first: the brand's official dealer network (if any), third-party importers who specialize in Chinese auto parts, and generic equivalents. For wear items like brake pads, filters, and wipers, aftermarket suppliers usually stock cross-references by VIN. For model-specific parts — headlights, sensors, control modules — order directly from China. Ask your exporter for the parts catalog by VIN, confirm OEM part numbers, and compare prices. A turbocharger that costs $900 from a local dealer often ships from China for $350 plus $80 freight. Practical tips: bundle multiple parts into one shipment to amortize freight; ask for DDP (delivered duty paid) pricing so customs clearance is handled; and always verify part numbers against your VIN before paying, as Chinese models have running changes mid-year. Keep a small stock of common wear parts — oil filters, air filters, spark plugs — to avoid a 4-6 week wait for routine maintenance.