Under CIF terms, the beneficiary of the insurance policy will be endorsed to the buyer. Once the claim is successful, the insurance company's foreign currency compensation will be directly deposited into the buyer's designated overseas company or personal account.

We will use a megohmmeter (insulation resistance tester) to measure the insulation resistance of the high-voltage bus. If the resistance value is below the national safety standard, it indicates a risk of leakage, and the vehicle will be deemed unqualified.

Yes. Due to the significant difficulty in extinguishing lithium battery fires, insurance companies typically charge 20%-40% higher rates for comprehensive coverage on used EVs compared to ICE vehicles. Additionally, the absolute deductible for minor scratches on the body will also be increased accordingly.