Completely different. The assessment of commercial vehicles focuses on: the extent of wear/deformation in the cargo area, whether the frame has been twisted due to overload, the fatigue of the leaf springs, and the emissions of the diesel engine. Minor exterior scratches carry very little weight in the assessment of commercial vehicles.

Yes. Due to the significant difficulty in extinguishing lithium battery fires, insurance companies typically charge 20%-40% higher rates for comprehensive coverage on used EVs compared to ICE vehicles. Additionally, the absolute deductible for minor scratches on the body will also be increased accordingly.

China has a large number of luxury cars and a fast turnover rate. For luxury cars of the same year and mileage, the FOB offshore price in the Chinese market usually still has a 10%-15% arbitrage opportunity after deducting shipping costs, especially for models with high depreciation rates.