Under CIF terms, the beneficiary of the insurance policy will be endorsed to the buyer. Once the claim is successful, the insurance company's foreign currency compensation will be directly deposited into the buyer's designated overseas company or personal account.

Yes. Due to the significant difficulty in extinguishing lithium battery fires, insurance companies typically charge 20%-40% higher rates for comprehensive coverage on used EVs compared to ICE vehicles. Additionally, the absolute deductible for minor scratches on the body will also be increased accordingly.

Basic perception functions (like Adaptive Cruise Control ACC, Lane Keeping Assist LKA, and Automatic Emergency Braking AEB) rely on the vehicle's local radar and cameras, and can operate normally overseas. However, advanced features that heavily depend on high-precision maps and cloud data (like Navigation on Autopilot NOA and Full Self-Driving FSD) cannot be activated overseas.