Yes. Due to the significant difficulty in extinguishing lithium battery fires, insurance companies typically charge 20%-40% higher rates for comprehensive coverage on used EVs compared to ICE vehicles. Additionally, the absolute deductible for minor scratches on the body will also be increased accordingly.

Remote mechanical assessment relies on documented evidence: 1. Cold-start video: Ask for a video of the engine starting from cold — listen for rattles, watch for smoke (blue = oil burning, white = possible head gasket issue). 2. OBD scan: A full diagnostic scan reveals fault codes in the engine, gearbox, and electronics. Request the raw scan report, not a screenshot summary. 3. Service records: Cross-check mileage against maintenance records and inspection stickers; consistent records indicate a cared-for car. 4. Fluid check: Photos of the oil dipstick and coolant color tell a lot — milky oil or rusty coolant are red flags. 5. Test drive video: A short drive video shows gear shifts, braking, and steering behavior. Combine these with the pre-shipment inspection report. A seller who refuses to provide cold-start video or OBD data is a warning sign.

It will cause serious obstacles. China's foreign exchange controls are extremely strict. If the remittance note and the remitter do not match our declared contract, the bank will reject the transaction (Pending). We will need to spend several days submitting additional explanations to the foreign exchange authority, which will inevitably delay the shipping schedule.