Absolutely. Even if you clear customs through gray channels, local commercial insurance companies will refuse to cover third-party liability insurance due to the vehicle not complying with national traffic laws; additionally, the vehicle will definitely fail the annual safety inspection at the local DMV.

Completely different. The assessment of commercial vehicles focuses on: the extent of wear/deformation in the cargo area, whether the frame has been twisted due to overload, the fatigue of the leaf springs, and the emissions of the diesel engine. Minor exterior scratches carry very little weight in the assessment of commercial vehicles.

Yes, but this falls under EXW (Ex Works) terms. In this case, the seller's risk transfers at the moment the goods are ready at the warehouse. Any subsequent domestic trucking accidents, customs inspections at the port, or issues with obtaining export licenses will be fully borne by your designated freight forwarder.