Yes. Due to the significant difficulty in extinguishing lithium battery fires, insurance companies typically charge 20%-40% higher rates for comprehensive coverage on used EVs compared to ICE vehicles. Additionally, the absolute deductible for minor scratches on the body will also be increased accordingly.

Completely different. The assessment of commercial vehicles focuses on: the extent of wear/deformation in the cargo area, whether the frame has been twisted due to overload, the fatigue of the leaf springs, and the emissions of the diesel engine. Minor exterior scratches carry very little weight in the assessment of commercial vehicles.

If the car has been maintained at an authorized dealer, we can extract the desensitized official maintenance history (including entry time, mileage, and maintenance items) through a paid third-party data provider and provide it to you. If some year records are missing, we will honestly inform you that the "records are incomplete."