This is a key legal issue. If the inspection is conducted by a third party appointed by us, we will be the primary responsible party and provide limited compensation to you, after which we will seek reimbursement from the inspection agency; if the inspection agency is designated by you personally (such as SGS), you will need to file a claim directly with that agency according to its service terms.

If insurance claims records are accessed, there will usually be notes like "the insured vehicle is fully responsible for hitting a fixed object" or "third-party liability insurance payment." We can roughly reconstruct the accident scene based on this and cross-verify the stress points on the vehicle's frame with paint thickness gauge data.

China does not have a single public accident database like CARFAX, but you can still verify history from several sources. First, ask the exporter for the insurance claim records (出险记录). Major repairs go through insurance, and the claim history shows the date, amount, and damaged parts. A car with large claim amounts (over half its value) is effectively a total loss rebuild. Second, check the vehicle's registration certificate (机动车登记证书) for transfer history — multiple transfers in a short period often follow an accident. Third, run a VIN check through commercial platforms (paid, around 20-50 RMB) which aggregate insurance, maintenance, and auction data. Cross-check everything against a physical inspection: paint thickness readings on structural points, weld quality under the seals, and underbody photos. If the records and the physical condition do not match, walk away or demand a large discount.