Yes. Due to the significant difficulty in extinguishing lithium battery fires, insurance companies typically charge 20%-40% higher rates for comprehensive coverage on used EVs compared to ICE vehicles. Additionally, the absolute deductible for minor scratches on the body will also be increased accordingly.

Completely different. The assessment of commercial vehicles focuses on: the extent of wear/deformation in the cargo area, whether the frame has been twisted due to overload, the fatigue of the leaf springs, and the emissions of the diesel engine. Minor exterior scratches carry very little weight in the assessment of commercial vehicles.

We use a calibrated high-precision paint thickness gauge to take multiple measurements on at least 13 metal surfaces of the entire vehicle. The original paint thickness of mainstream Chinese models typically ranges from 90μm to 150μm. If any area exceeds 200μm or even reaches over 500μm, we will directly conclude that the area has undergone bodywork and filler repair.