Yes. Due to the significant difficulty in extinguishing lithium battery fires, insurance companies typically charge 20%-40% higher rates for comprehensive coverage on used EVs compared to ICE vehicles. Additionally, the absolute deductible for minor scratches on the body will also be increased accordingly.

If insurance claims records are accessed, there will usually be notes like "the insured vehicle is fully responsible for hitting a fixed object" or "third-party liability insurance payment." We can roughly reconstruct the accident scene based on this and cross-verify the stress points on the vehicle's frame with paint thickness gauge data.

It does not affect basic driving and regular speed cruise, but it will trigger a fault alert for advanced driver assistance on the dashboard. The LiDAR assembly is extremely expensive, so we focus on checking the integrity of the glass cover with a strong flashlight during inspections.